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Software as a Service

Powering the motor finance journeys of the UK’s leading online car dealerships.

Software as a Service

Powering the motor finance journeys of the UK's leading online car dealerships.

Evolution has been building market-leading motor finance software solutions for nearly 20 years.

This means we’re well-placed to support partners to deliver their own bespoke consumer journey using our technology, systems and APIs.

Digital Finance API

For automated, self-serve, multi-lender, car finance e-commerce journeys.
The Digital Finance API allows dealer partners and technical integrators to merge our technology into their own User Interface and take greater control of the consumer journey.
Allows consumer to quote, pre-screen, apply, obtain decision, and e-Sign agreement in a single session and without needing to visit a physical location.
Engages with primary lender(s) ahead of Evolution’s panel, pre-screening consumers on behalf of the lender – turning typical 30-40% acceptance rates into 80%+.
Integrates with lenders within or outside of our core brokerage offering.
Applications falling outside of primary lender criteria automatically routed to Evolution’s lender panel for increased finance penetration.

Typical Use Cases

Pre-screening and Direct Lender Integration

Pre-screen consumers for eligibility and propose to 1st string lender and/or our panel using one-time input.

Bespoke car finance calculator

Designed in the dealer/integrator’s own UI, quotes generated by Evolution systems.



Incorporating Onfido technology, ID&V automates verification processes, improving efficiencies and reducing fraud.

White-labelled contact centre solution

Applications passed through to Brand Partnerships for compliant and efficient onboarding of consumers.

Automated lender

Using Evolution IQ and CRA-generated rules, approvals are fully automated and delivered in seconds.

Digitisation of

Utilising Evolution’s compliant e-Sign module or an Evolution-powered e-Sign journey into the lender.

Want to find out more?

Want to find out more?