Skip to content

Evolution Funding’s sister company, providing flexible motor finance loans.

Evolution Loans provides specialist funding for Hire Purchase (HP) agreements on cars and light commercial vehicles for private individuals, business users and limited companies.

Evo loans

Sensible motor finance underwriting

Evolution Loans are often able to accept applications where other lenders have been unable to.

What’s more, they may be able to agree terms on ‘out of criteria’ vehicles or credit circumstances by looking at the bigger picture and past financial conduct.

As such, Evolution Loans sits on Evolution Funding’s diverse panel of lenders, funding around 400 Hire Purchase agreements for Evolution Funding’s dealers every year.


“By providing ‘common sense’ underwriting decisions, Evolution Loans is able to offer finance where other lenders on Evolution’s panel may not be able to do so.”

Sam Whittaker

Head of Product and Process Improvement

View Evolution Loans Privacy Notice.

Evolution Loans customers are administered and processed by Evolution Funding.

Evolution Loans Ltd are authorised and regulated by the Financial Conduct Authority. Our FRN number is 661541. We are a lender not a broker. Finance subject to status. Terms and Conditions apply. A guarantee may be required. Over 18’s only. PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF A LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT. You must decide whether the finance product is right for you. Rates are risk based and the supplier cannot change this rate. Evolution Funding will pay a commission to the introducing supplier or partner, however, the amount of commission that they pay does not have an effect on the amount that you pay under your credit agreement. They run a number of different commission models depending on the arrangements that they have agreed with their supplying introducers. The commission paid is either a fixed fee or a percentage of the amount you borrow, which means the payment may vary depending on the amount you borrow and the term the loan is borrowed over. This may also mean that the more you borrow the more the introducer is paid.  Evolution Funding will explain the key features of those products to you (unless your supplier provides this). Prices, offers and information correct at time of publishing.

Evolution Loans Ltd is registered in England and Wales under registered number 06803955 whose registered office address is at Thompson Close, Chesterfield, S41 9AZ. VAT Reg. Number: GB 192129408