Regulatory support
Technology, expertise and specialist support for a changing regulatory landscape
Built-in compliance by design
Regulatory support isn’t bolted on at Evolution. It’s built into the technology, processes and controls that underpin every finance journey.
AI-assisted technology designed to help identify potentially vulnerable customers, enabling more informed conversations and supporting appropriate customer outcomes throughout the finance process.
Track customer engagement, understanding and agreement throughout the journey, creating a clear and auditable record of customer interactions.
Connected technology helping retailers, customers and lenders operate more effectively together while supporting regulatory requirements at every stage.
Our expertise has helped inform industry discussions around areas such as Credit Score-Based Pricing, commission disclosure and customer understanding, while our technology continues to support compliant finance delivery across the market.
When regulatory expectations change, Evolution helps retailers and lenders adapt with confidence. Our expertise and insight continue to influence how compliant automotive finance is delivered across the market.
Specialist compliance expertise when you need it
Through Automotive Compliance, part of the wider Centeca group, retailers can access specialist automotive compliance expertise, consultancy and FCA oversight services designed specifically for the automotive sector.
Support tailored to your business
Appointed Representative (AR)
Operate under the permissions of a specialist automotive Principal Firm, arrange finance, earn commission.
Suitable for dealers looking to reduce regulatory burden while maintaining full finance capability.
Introducer Appointed Representative (IAR)
A simplified route into finance for dealers with limited or no permissions.
Introduce customers into a regulated finance process while avoiding much of the complexity associated with arranging finance directly.
Directly Authorised services
Already directly authorised?
Automotive Compliance provides consultancy, audits, training and ongoing guidance to help maintain robust compliance processes and adapt to changing regulatory expectations.