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Products

Evolution’s goal is to help you sell more vehicles on finance. How we support you is up to you. We have diverse products and technical solutions – from simple finance calculators to integrated, end-to-end digital finance journeys. With the ability to tailor product parameters to meet individual customer needs from a large panel of lenders, it should be rare that we cannot offer a suitable quotation for your customer and vehicle.
Whether it be the age of the vehicle, term required, GFV value, etc, we have an extensive panel of lenders plus the systems and controls in place to obtain the right outcome for each customer.

Hire Purchase (HP), Personal Contract Purchase (PCP) and Fixed Sum Loan Agreements

PCP
Ten providers with a variety of credit scoring parameters: a strong 2nd string option
PCP
Able to offer Guaranteed Future Value for limited companies
PCP
Higher mileage vehicles can be considered
Maximum 150,000 end-of-contract mileage.
PCP
Market-leading residual values, including an exclusive enhanced GMFV
PCP
Up to seven-year-old cars at start of contract, ten years old at end on up to 60 months term
PCP
Able to fund negative equity with no top-up loan
Leisure HP
Motorhomes, Touring Caravans, Campers – Standard terms up to 120 months
Leisure HP
New to 2 year old Campers and Touring Caravans – Term up to 150 months available
Leisure HP
New to 5 year old Motorhomes – 180 month term available
Leisure HP
Extended longer term HP products available

Our Motor Finance Products Explained

An introduction to some of the motor finance products available, so you can decide on the best solution for your needs and circumstances.

Digital Finance API or DealerZone DLP

Evolution’s platform can be used by partners to access multiple lenders whilst still maintaining their direct commercial relationship.

Via our point-of-sale system or our API partners can quote, propose and transact with their main primary lenders with declined proposals then being submitted to our broker panel.

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