Evolution Funding’s customer car finance brand
My Car Credit is Evolution Funding’s customer car finance brand, helping drivers across the UK arrange car finance with a rate that’s tailored to their circumstances.
Representative APR 10.9%
Helping you get car finance
At My Car Credit, we know car finance can feel daunting. That’s why we make it as simple as possible. With support when you need it, you can apply and get approved online from the comfort of your home.
Instant online decision
Apply online and get an instant decision. Our soft search capability means there’s no impact on your credit profile.*
Find your car your way
With access to thousands of reputable, approved dealerships across the UK, we can support whether you’ve already found your car or are still searching.
Support at every step
Powered by the UK’s largest car finance broker
My Car Credit is a UK-based car finance broker that helps customers arrange finance online. Rather than lending money directly, My Car Credit works with a panel of trusted lenders to help customers find finance options suited to their circumstances.
No, My Car Credit is not a lender. We are a credit broker and part of Evolution Funding. This means we have access to one of the broadest panels of lenders in the UK, helping us find finance options suited to a wide range of customer circumstances.
The process is simple: you complete a quick online application, and we use our technology to match you with finance options based on your circumstances. If approved, you can choose a vehicle from one of our approved dealerships or a dealer of your choice and complete your finance agreement.
*Please note that this is subject to checks on the dealership.
Visit the My Car Credit website to learn more about the application process.
Evolution Funding is the UK’s largest car finance broker and the company behind My Car Credit. It provides the technology, lender panel and expertise that supports your application from start to finish.
You may see Evolution Funding mentioned during your application because My Car Credit is part of Evolution Funding. Evolution provides the platform and lender connections used to process your application and match you with suitable finance options.
Your initial application with My Car Credit will not impact your credit score because it is a soft search. However, if you progress, some lenders may perform a hard search on your credit profile.
Helping you get car finance
We understand that car finance can feel overwhelming at times – especially if you’re unsure about your options. If you have any questions or would prefer to speak to someone, our friendly team is here to help.
If you’re already partway through an application, your dedicated Car Credit Specialist will be happy to help.
