Auto Capital Ltd
Auto Capital is one of London’s leading commercial vehicle dealerships, supplying businesses, tradespeople and fleet operators with high-quality vans and specialist vehicles. They boast over 25 years of experience in the motor trade and are one of the largest indoor commercial vehicle showrooms in the UK.
Evolution’s partnership with Auto Capital has grown significantly in the last 12 months. What was once an additional finance option has now become a core part of the dealership’s finance strategy – helping the business increase finance acceptances by 60% since the start of 2026.
The challenge
Like many commercial vehicle dealers, Auto Capital worked with multiple lenders to cover different customer profiles. However, each lender had its own limitations. Some lacked flexibility for commercial vehicles, while others specialised in business lending but had stricter acceptance criteria.
This meant certain deals were difficult to structure, particularly where vehicle age, mileage or customer profile didn’t fit standard lending criteria. At the same time, finance processes across the industry were becoming more complex, creating the risk of missed sales opportunities.
For a dealership focused on speed and customer experience, keeping deals moving efficiently was essential.
The solution
After reviewing performance together, Auto Capital worked with their account manager to integrate Evolution Funding more deeply into its finance process. Today, Evolution sits alongside the dealership’s primary lenders as a core funding partner.
With the broadest lender panel in the UK, Evolution helped Auto Capital unlock more opportunities to get deals approved across a wider range of vehicles and customer circumstances. This has been supported by a dedicated account manager and backed by Evolution’s DealerZone technology that Auto Capital praises for its simplicity and ability to manage finance applications in one place.
Together, this hands-on support allowed Auto Capital to maintain the fast, seamless service its customers expect.
The outcome
The impact has been immediate. Since the start of 2026, Auto Capital has seen a 60% increase in finance acceptances, helping the dealership turn more applications into completed sales.
Deal turnaround times have also improved. Approvals are coming through so quickly that, as the team at Auto Capital puts it:
Ibrahim Atta
Sales Manager, Auto Capital
Results
