Direct Lender
A preferred-lender route designed to deliver the best outcome for each customer’s circumstances, while keeping deals moving for retailers.
Propose to your first-string lender initially. If the deal doesn’t fit, the platform can automatically route the application to Evolution’s panel – all through one connected process.
For retailers
For lenders
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Built for best-fit outcomes and increased completion
Designed to help customers reach the right finance outcome for their circumstances, while protecting dealer control and reducing admin.Preferred lender first
Route deals to your first-string lender when it fits the customer.Automatic panel routing
Applications not fitting lender criteria auto-routed to Evolution’s panel.
Propose once in DealerZone
One-time input for all routes, reducing re-keying and admin.Pre-screening support
Applications pre-screened for your preferred lender, improving efficiency.
Recover more declined deals
Auto-routing helps convert deals that would otherwise stall after a decline.Digital completion built in
e-Sign, digital proof checks and onboarding supported through the same flow.Built on connected capability
Direct Lender isn’t a single feature. It’s delivered through connected tools that help customers progress, reduce admin for your team and keep deals moving.
DealerZone
A faster way to manage proposals and track progress, with improved usability, reporting, and personalisation built in.
Smart Calculator
More accurate finance quotes and eligibility checks that help customers move forward with confidence.
Dealer in a Box
Connected digital retail, finance and compliance that helps generate more leads and complete more deals.
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Built for lender partnerships at scale
Direct Lender connects lenders to an active retailer network through an intelligent, data-rich platform built for compliance, efficiency and insight.Access an active retailer ecosystem
Connect with retailers across the Evolution and Click Dealer network, helping protect existing relationships, increase engagement and support growth.Regulatory compliance
Use Evolution’s technology, data and customer experience to strengthen compliance controls and dealer oversight.Operational efficiency
Streamline pre-screening, pricing and risk management through a more automated process.Data, evidence and insight
Use reporting to refine scorecards, evaluate performance and benchmark fair pricing and value with evidence across transactions.How we support lender oversight
Integrated oversight
- Integrated data sources including Creditsafe and FCA, ICO and SAF registers
- Automated monitoring of dealer financial health and regulatory status
- Proactive alerts for key business and compliance changes
Transparency and trust
- Platform agility supports fast response to regulatory change
- Reduces manual oversight across compliance processes
- Designed to adapt as regulation and policy evolve
Adaptability
- Built around lenders’ regulatory requirements
- Shaped by Evolution’s own regulatory responsibilities
- Designed to help lenders manage and mitigate risk effectively
Ready to take the next step?
Find out about Direct Lender for retailers
See how preferred-lender and automatic panel routing could work in your business, with one-time input through DealerZone.
Partner with us for Direct Lender
A scalable lender route delivered through one connected platform, with clear accountability, built-in oversight and evidence-led reporting.