The platform behind better finance results
One platform that connects retailers, lenders and customers into a single finance journey - helping deals move faster, more smoothly and with fewer drop-offs from first enquiry to payout.
Built to run the full finance journey end-to-end or integrate with the systems you already use.
Why finance stalls before completion
Finance doesn’t stall for one reason. It stalls when customers lose confidence, lose momentum, or hit too many steps.
If early quotes don’t match later offers, trust drops and deals fall away. Out-of-hours enquiries lose momentum. And when finance sits across multiple systems, repeated steps and re-keying slow everything down.
That’s what our automotive finance platform is designed to solve: keeping finance consistent, connected and moving – from first enquiry to payout.
The challenges retailers face
19 more touchpoints
On average, dealership finance journeys involve 19 more customer touchpoints than online-only retailers.
68%
of people shop between 6pm
and 10pm
55%
of customers don’t receive their original quoted APR
One connected finance journey
Customer actions, finance decisions and retailer services – connected into a single flow, end-to-end, or modular by design.
What your customer wants to do
Browse for their next vehicle
Check monthly payments
Apply with a soft credit check
Get the best available finance rate
Sign paperwork online
Drive away sooner
How you support that journey
Get found online
Show payments
& eligibility upfront
Capture details and build a proposal
Compare options for every credit profile
Send and sign digitally
Speed up payout
and release
How Evolution's platform supports you
Dealership digital marketing
Smart Calculator
(ClickWeb™)
DealerZone
(Quote & Propose)
35+ whole-of-market brokerage panel
Digital signing & compliance module
Lender Pre-Pay
(faster payout)
One platform, one login, total control
Use Evolution and group services together through a single login, with shared data and consistent workflows across the finance process.
What retailers get
More deals completed
Fewer drop-offs between steps
Faster progression
Less waiting, less back-and-forth
Less admin
Fewer repeats and re-keying for teams
Built-in governance
Regulatory cover embedded throughout
Use Evolution end-to-end or plug in where it fits.
Run a complete finance journey delivered through Evolution
Connect finance into your existing website, calculators or retail systems
Combine Evolution services with other providers you already work with
Why Evolution
The best-in-class automotive finance platform, built at market-leading scale
UK's largest
used auto finance platform
35+
whole-of-market brokerage
£3.7bn
group platform advances
£1.5bn
brokered advances
4,500+
transacting dealers
10 years
Best Broker
3 years
Best Service for Dealers
75
group NPS score
Everything working together
Evolution brings together the parts of automotive finance that are usually delivered separately:
- Retailer-facing tools for eligibility, proposals and signing
- Whole-of-market lender access and decisioning
- Regulatory cover supporting compliant finance delivery
- Payout services, including Pre-Pay for faster completion
All working together in one connected setup, with the option of a single login.
Not a collection of tools. One joined-up platform, designed to operate at scale.
Explore how the platform can support your business
Whether you’re reviewing your current finance setup or planning what comes next, we’ll help you understand how Evolution can fit around how you operate today.