{"id":31711,"date":"2026-05-27T09:39:39","date_gmt":"2026-05-27T09:39:39","guid":{"rendered":"https:\/\/www.evolutionfunding.com\/public\/?page_id=31711"},"modified":"2026-07-09T07:41:55","modified_gmt":"2026-07-09T07:41:55","slug":"whos-buying-electric-vehicles-on-finance-in-2026","status":"publish","type":"page","link":"https:\/\/www.evolutionfunding.com\/public\/ev-support-hub-for-dealers\/whos-buying-electric-vehicles-on-finance-in-2026\/","title":{"rendered":"Who\u2019s Financing Electric Vehicles in 2026?"},"content":{"rendered":"\t\t
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Who\u2019s buying electric vehicles on finance in 2026? What dealers need to know<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\tOur latest EV finance data reveals who’s buying electric vehicles in 2026 – and how they compare with petrol and diesel drivers.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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EV finance data correct as of July 2026.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Who\u2019s buying EVs on finance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tToday\u2019s EV customers look different to your average used car buyer. Our data shows that they are typically earning more, applying with stronger credit, and more likely to own a home.\t\t\t\t\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\tAverage Age:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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43<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\tEvo Score:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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730<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\tAverage Income:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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\u00a354.2k<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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35-44<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\tHomeowners:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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63%<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Management,\nHealthcare &\nTeachers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The average EV customer is now 43 years old, with the biggest concentration of demand coming from the 35\u201344 age group. That suggests EVs are increasingly attracting drivers who are likely thinking about commuting, family life and keeping day-to-day running costs under control, rather than just early adopters wanting the latest technology.<\/p>

The data also points towards financially stable customers. The average EV buyer in our data has an income of \u00a354.2k, an average Evo Score of 730, and 63% are homeowners. Management, healthcare and teaching are among the most common occupations appearing in our EV paid-out cases.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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How EV buyers compare to petrol and diesel customers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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688<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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730<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\tAverage Income\t\t\t\t\t\t\t\t<\/div>\n\t\t
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39%<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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63%<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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39<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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43<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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688<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\u00a354.2k<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\tHomeownership\t\t\t\t\t\t\t\t<\/div>\n\t\t
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39%<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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63%<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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39<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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43<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tCompared with ICE customers, EV buyers in our data tend to have stronger credit profiles, higher household incomes and higher levels of homeownership. The average EV customer has an Evo Score of 730 versus 688 for ICE customers, earns around \u00a354.2k compared with \u00a344.9k, and is significantly more likely to be a homeowner. EV buyers also tend to be slightly older on average.\t\t\t\t\t\t\t\t<\/div>\n\t\t
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What this means for dealers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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The high level of homeownership may indicate many EV buyers already have access to off-street parking or home charging, making the switch to electric feel far more realistic for day-to-day life.<\/p>

At the same time, the largest EV demand is coming from 35\u201354 year olds, the sort of customers typically thinking about commuting, family life and keeping running costs under control over the long term.<\/p>

The stronger average credit profile could also mean more opportunities for dealers to get EV deals over the line with lenders already active in the EV market, particularly as more finance providers continue building confidence in electric vehicles.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Frequently asked questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\tWho is buying electric vehicles on finance in 2026?<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t\t
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Our latest EV finance data shows today\u2019s EV customer is typically older, financially stable and more likely to own a home compared with the average petrol or diesel customer. The average EV customer in our data is 43 years old, with the strongest demand coming from the 35\u201344 age group.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\tWhat is the average income of an EV buyer?<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t\t
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The average EV customer in our 2026 data has an income of \u00a354.2k, compared with \u00a344.9k for ICE customers. This suggests many EV buyers are approaching the purchase from a long-term ownership and running-cost perspective.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\tAre EV customers more likely to have stronger credit profiles?<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t\t
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Yes. Our data shows EV customers have an average Evo Score of 730, compared with 688 for petrol and diesel customers. Stronger credit profiles could create more opportunities for dealers to get EV finance deals approved with lenders already active in the EV market.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\tWhy does homeownership matter for EV buyers?<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t\t
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Homeownership can make EV ownership more practical, particularly when customers have access to off-street parking or home charging. In our data, 63% of EV customers were homeowners, significantly higher than ICE customers.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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EV demand is becoming more mainstream<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tMore customers are approaching EVs as practical everyday vehicles. Evolution Funding helps dealers support that demand with flexible finance options and access to leading EV lenders.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tContact us to learn more about how we can support your dealership.\t\t\t\t\t\t\t\t<\/div>\n\t\t
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Who\u2019s buying electric vehicles on finance in 2026? What dealers need to know Our latest EV finance data reveals who’s buying electric vehicles in 2026 – and how they compare with petrol and diesel drivers. EV finance data correct as of July 2026. Who\u2019s buying EVs on finance? Today\u2019s EV customers look different to your […]<\/p>\n","protected":false},"author":3,"featured_media":25409,"parent":27392,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-31711","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nWho\u2019s Buying Electric Vehicles on Finance in 2026?<\/title>\n<meta name=\"description\" content=\"Discover who's buying EVs on finance, with real customer data and insights to help dealerships meet changing demand.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.evolutionfunding.com\/public\/ev-support-hub-for-dealers\/whos-buying-electric-vehicles-on-finance-in-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" 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