{"id":2293,"date":"2020-03-02T11:41:40","date_gmt":"2020-03-02T11:41:40","guid":{"rendered":"https:\/\/stg-evopublic-testupdates.kinsta.cloud\/public\/?page_id=2293"},"modified":"2025-11-06T14:08:50","modified_gmt":"2025-11-06T14:08:50","slug":"customer-data-processing","status":"publish","type":"page","link":"https:\/\/www.evolutionfunding.com\/public\/customer-data-processing\/","title":{"rendered":"Customer Data Processing"},"content":{"rendered":"\t\t
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Customer Data Processing<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhy we process Customer Data<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Evolution Funding Ltd is a broker and not a lender. We need to process your personal data in order to provide you with access to the vehicle finance that you are applying for.<\/p>

If we do not have access to the relevant information contained in the data that you as a customer, provide either directly to us or via a third party, then we will be unable to provide the brokerage services advertised.<\/p>

We will not process any information about you that we do not need in order to provide and oversee the services that you are applying for.<\/p>

Source of Personal Data<\/strong><\/td>Summary of Activity<\/strong><\/td>Our Role<\/strong><\/td><\/tr>
Vehicle Dealerships<\/td>

Motor vehicle dealerships collect your personal data from you and submit it to us via our dedicated dealership portal \u2013 in order to facilitate your access to funding of the motor vehicle that they wish to sell to you and that you wish to purchase. \u00a0They retain access to your personal data via our secure dealership portal.<\/p>

We will only process information about you that we need in order to perform our brokerage duties and provide you with access to motor finance.<\/p><\/td>

Data Processor \/\u00a0Data\u00a0Controller<\/td><\/tr>
Customers directed to My Car Credit (MCC)\u00a0from funding partnership websites<\/em>.<\/td>

We use the information that is shared with us in order to perform our contracted brokerage tasks under the label of the funding partner:<\/p>

Data Processor<\/td><\/tr>
Lead Generator Tools hosted on dealership websites.<\/td>

We provide online credit score and loan calculation services through\u00a0My Car Credit Score<\/strong>\u00a0(MCCS) and our\u00a0Plug-In Calculator\u00a0<\/strong>(PIC) which are hosted on dealership websites.<\/p>

No personal data is generated by the PIC alone.<\/p>

The sales lead data that is associated with the dealership that is hosting the MCCS is available via logon to our secure dealership portal.<\/p><\/td>

Data Processor<\/td><\/tr>
Lead Generator Tools hosted on dealership websites.<\/td>For Customers who share their data with us through our lead generator tools \u2013\u00a0we also process this data for our own purposes and so act as a data controller when we\u00a0<\/strong>follow up the results of their credit score and occasionally send them prompts to progress to a full application for credit.<\/td>Data\u00a0Controller<\/td><\/tr>
Lead Generator Tool and Online Application Form.<\/td>

Customers who use our lead generator tools\u00a0and<\/strong>\u00a0choose to progress their enquiry to a full application using our online loan application form:<\/p>

We will process this customer data in order to provide them with a brokerage service for the vehicle loan that they require.<\/p><\/td>

Data\u00a0Controller<\/td><\/tr>

My Car Credit website customers.<\/p>

www.mycarcredit.co.uk<\/a><\/p><\/td>

Customers share their personal data directly<\/strong>\u00a0with us when they use one of our \u2018direct to customer\u2019 services<\/strong>\u00a0such as our Credit Score calculator and application form on the My Car Credit website.<\/td>Data\u00a0Controller<\/td><\/tr>
Price Comparison website customers who choose My Car Credit as their broker.<\/td>Customers share their personal data with us<\/strong>\u00a0when they\u00a0choose us as their brokerage service<\/strong>\u00a0from<\/strong>\u00a0a list presented to them by one of our\u00a0partner\u2019s intermediary services.<\/strong><\/td>Data\u00a0Controller<\/td><\/tr><\/tbody><\/table><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat we will do with customers\u2019 information<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

All the personal data we hold about you will be processed by our staff and systems in the United Kingdom.\u00a0 Your data will never be processed, by us or our suppliers, outside the EEA.<\/p>

Your information may be passed to third parties, where required, to provide the services you have applied for, as well as where there is a legal obligation for us to provide third parties with this information e.g. The FCA or The Police, to prevent, detect, investigate and prosecute fraud, alleged fraud, money laundering and other crimes, and to confirm your identity.<\/p>

We will use your data to process your application for services provided by Evolution Funding Ltd. This processing will include some or all of the below:<\/p>

Purpose<\/strong><\/td>Explanation<\/strong><\/td><\/tr>
Making contact with us<\/strong><\/td>If you contact us via our website then your data may be processed by one of our suppliers such as those companies that we contract to provide data processing services for us including those who host our data processing servers.<\/td><\/tr>
Establishing your identity<\/strong><\/td>

We collect proof of identity information in order to establish your identity when we:<\/p>

  • Broker vehicle finance for you.<\/li><\/ul><\/td><\/tr>
Facilitating your request for vehicle finance quotations<\/strong><\/td>

Automated decision making<\/strong><\/p>

  • We may use automatic decision making as part of the funding decision process, as do some of the finance companies that your application may be sent to.<\/li>
  • This will involve automatically requesting information from credit reference agencies (CRAs) and using this data along with the other data that we possess in order to assess your suitability for the services requested.<\/li>
  • To request a manual review of your application please contact:
    dataprotectionofficer@evolutionfunding.com<\/a><\/li><\/ul><\/td><\/tr>
Conducting Credit Searches<\/strong><\/td>

Soft Credit Searches<\/strong><\/p>

Fraud prevention<\/strong><\/td>

The personal information collected from you will be shared with fraud prevention agencies who will use it to:<\/p>

  • Prevent fraud<\/li>
  • Prevent money-laundering<\/li>
  • Verify your identity<\/li><\/ul>

    If fraud is detected, you could be refused certain services, finance or employment.<\/p>

    Further details about how your information may be used by funders, fraud prevention agencies, and your data protection rights in relation to this, can be found at\u00a0https:\/\/www.cifas.org.uk\/privacy-notice<\/a><\/p><\/td><\/tr>

Facilitating your purchase of an affordable vehicle<\/b><\/td>

If a vehicle dealership has submitted your initial application for funding to us in order to facilitate (broker) your purchase of a motor vehicle from them then we would share the outcome of your application assessment with them.<\/p>

The information that we share \u2013 with the dealership \u2013 may include details of your maximum approved credit but we will only do this with your consent sought by the dealership at the time of completing your vehicle finance application with you.<\/p>

If you are not content for us to share this information with the vehicle dealership then please inform them that you do not give your consent for this to happen.<\/p><\/td><\/tr>

Applying for the Loan<\/strong><\/td>

Sharing your information with Finance Companies for them to underwrite your application.<\/strong><\/p>

Customer Services and Administration of our Services<\/strong><\/td>

Call recording and monitoring<\/strong><\/p>

We may record and monitor, emails, SMS messages or other communications for:<\/p>