{"id":16964,"date":"2024-02-09T14:41:59","date_gmt":"2024-02-09T14:41:59","guid":{"rendered":"https:\/\/stg-evopublic-testupdates.kinsta.cloud\/public\/?page_id=16964"},"modified":"2026-05-07T09:05:22","modified_gmt":"2026-05-07T09:05:22","slug":"disclosures","status":"publish","type":"page","link":"https:\/\/www.evolutionfunding.com\/public\/sales-procedure-guide\/disclosures\/","title":{"rendered":"3.1 Disclosures"},"content":{"rendered":"\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Disclosures<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tCredit broking firms must meet several disclosure requirements during the application process. These disclosures ensure the customer is fully informed of the agreement they are signing, who they are dealing with, what that firm will do with their information and who to contact if they are dissatisfied with the service they have received. Many of these can be done individually, but an Initial Disclosure Document or IDD is the most straightforward and consistent format.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tEvolution has built robust processing systems to support and evidence the presence of disclosures to consumers, many of which are included in our Sign Anywhere customer journey. However, our introducers must also meet their obligations.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Sales Procedure Guide<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tHome<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t3.1 | Disclosures<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t3.2 | Financial Promotions<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t3.3 | Consumer Duty<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t3.4 | Affordability<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t3.5 | Vulnerable Customers<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t3.6 | Anti-Money Laundering<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t3.7 | Complaints<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t3.8 | Data Protection<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t3.9 | Training<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t3.10 | SMCR Framework<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t3.11 | Commiunication with the Regulator<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

We recommend dealers review their sales process to ensure all appropriate disclosures, adequate explanations, and the right to withdraw are given to customers in good time. We consider customer suitability in line with CONC rules and expect our dealer partners to do the same. This includes CONC 2.5.3 and 4.2.5 R, which state:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t

A firm must: 2.5.3 R (1)<\/strong> <\/em><\/p>

\u201cWhere it has responsibility for doing so, explain the key features of a regulated credit agreement to enable the customer to make an informed choice as required by CONC 4.2.5 R.\u201d<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t

2.5.3 R (2)<\/strong> <\/em><\/p>

\u201cTake reasonable steps to satisfy itself that a product it wishes to recommend to a customer is not unsuitable for the customer\u2019s needs and circumstances.\u201d<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t

4.2.5 R (1a) <\/em><\/strong><\/p>

\u201cProvide the customer with an adequate explanation of the matters referred to in (2) in order to place the customer in a position to assess whether the agreement is adapted to the customer\u2019s needs and financial situation.\u201d<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t

Matters referred to in (1a) include but are not <\/em>limited to:<\/em><\/p>

4.2.5 (2a)<\/strong> <\/em><\/p>

\u201cThe features of the agreement which may make the credit to be provided under the agreement unsuitable for particular types of use.\u201d<\/em><\/p>

Please ensure your sales process includes providing the customer all appropriate sales disclosure documentation. Evolution will supply the finance provider’s agreement and PCCI, as well as our IDD and adequate explanation video\/document.<\/p>

As Evolution offers both Hire Purchase and Fixed Sum Loan Agreements as standard product choices, you must ensure that your sales process and training make provision for identifying agreement types and adequately explaining the differing features of these products to the customer.\u00a0<\/span><\/p>

It is essential that this covers all types of agreements you broker, including those through Evolution Funding (e.g. Hire Purchase,\u00a0 Personal Contract Purchase, and Fixed Sum Loan Agreements. Our adequate explanation document or video refers to this requirement. The adequate explanation video\/document provided with the agreement will contain all information regarding the agreement features.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t
\n\t\t\t <\/svg><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tWhilst the FCA is considering any changes to their rules following the recent court of appeal case (FCA statement on Court of Appeal judgment in Hopcraft, Johnson and Wrench | FCA<\/a>) you should consider any additional disclosures or wording. We have updated our guidance and support to reflect the key points of the court case, and we will call out further updates as they occur.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t
\n\t\t\t <\/svg><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t

Initial Disclosure Document (IDD)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tThe dealer is responsible for supplying the customer with their status disclosure details. We automatically provide our Initial Disclosure Document (IDD) to every customer within our journeys (e.g., emails and Sign Anywhere).\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Whilst there is no specific rule that you must supply all consumers with an initial disclosure document, the IDD is the most concise way to meet several regulations by providing the required disclosures before the customer proceeds with the application. Furthermore, it meets the requirement of being transparent and prominent.<\/p>

If you choose as a business not to supply an IDD, you must make sure you can meet and evidence you can meet the following rules:\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t
  1. \u00a0GEN 4 Annex 1<\/strong> –\u00a0covers general status disclosure requirements, e.g. authorised and regulated, credit broker, etc.
    View Gen 4 Annex 1<\/a><\/li>
  2. CONC 4.2<\/strong>\u00a0– covers disclosures at pre-contract stage and adequate explanations.
    View CONC 4.2<\/a>\u00a0\u00a0<\/li>
  3. CONC 3.7 – <\/strong>covers\u00a0financial promotions and communications.
    View CONC 3.7<\/a><\/li>
  4. CONC 4.5<\/b> – covers commission disclosures
    View CONC 4.5<\/a><\/li>
  5. DISP 1.2<\/strong> \u2013 covers consumer awareness rules and the requirement to explain to the customer about how to complain.
    View DISP 1.2<\/a><\/li>
  6. Court of Appeal judgement<\/strong> \u2013 The recent\u00a0Court of Appeal judgment <\/a>established important duties for dealers when arranging finance for customers, including disclosing the existence, nature and amount of commission to the customer.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    If you do not currently supply an IDD to your customers, our\u00a0Compliance Hub<\/a>\u00a0includes a guide and template to help you produce one for your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t\t\t
    \n\t\t\t
    \n\t\t\t <\/svg><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t

    Commission Disclosures<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\tThe FCA has implemented PS20\/8 rules regarding commission disclosure, and all our dealer partners need to ensure that they adhere to both Evolution Funding\u2019s standards and those of the Financial Conduct Authority.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    Before the customer has made a final decision, you should disclose to the customer the existence, nature and amount of any commission or other remuneration received from the lender or broker and how it may affect the amounts payable. This can be in general terms and doesn\u2019t need a tailored illustration, but it should be prominent and clear.<\/p>

    You should also consider how you present this information to ensure it is likely to be understood by your customers.\u00a0 For example, layering information by providing key details in your website footer, with a link to your initial disclosure document for further details.<\/p>

    For further guidance on the information that should be provided to your customers, you can refer to our Initial Disclosure Document Guide<\/a><\/p>

    For further guidance on presenting information, please refer to our Financial Promotions Guide\u00a0– \u00a0Financial Promotions Guide | Financial Promotions Compliance<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t\t\t
    \n\t\t\t
    \n\t\t\t <\/svg><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\tYour disclosures must be prominent, transparent, and open to enable customers to make a more informed choice before purchasing. They must be provided to customers in all your communications and promotions.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
    \n\t\t\t\t\t
    \n\t\t
    \n\t\t
    \n\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t
    \n\t\t\t
    \n\t\t\t <\/svg><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t

    Initial Disclosure Document<\/h2>\t\t\t\t<\/div>\n\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tView<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t
    \n\t\t\t
    \n\t\t\t <\/svg><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t

    Initial Disclosure Document: Template<\/h2>\t\t\t\t<\/div>\n\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tDownload<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t
    \n\t\t\t
    \n\t\t\t <\/svg><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t

    Dealer Health Check Document<\/h2>\t\t\t\t<\/div>\n\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tDownload<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
    \n\t\t\t\t\t
    \n\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t
    \n\t\t\t
    \n\t\t\t <\/svg><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t

    Pre-Contract Consumer Information<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\tPCCI (or Pre-Contract Consumer Information) was previously known as the SECCI, but the content of the document provided by the lender has not been altered.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\tFor more information on pre-contract disclosure and adequate explanations, please refer to CONC 2.5 (conduct of business for Credit Broking) and 4.2 (pre-contract disclosure and adequate explanations).\t\t\t\t\t\t\t\t<\/div>\n\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tView CONC 2.5<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tView CONC 4.2<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
    \n\t\t\t\t\t
    \n\t\t
    \n\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t

    Next \/\/ Financial Promotions<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tContinue<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    Disclosures Credit broking firms must meet several disclosure requirements during the application process. These disclosures ensure the customer is fully informed of the agreement they are signing, who they are dealing with, what that firm will do with their information and who to contact if they are dissatisfied with the service they have received. Many […]<\/p>\n","protected":false},"author":1,"featured_media":9475,"parent":25058,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-16964","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\n3.1 Disclosures - Evolution Funding<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3.1 Disclosures - Evolution Funding\" \/>\n<meta property=\"og:description\" content=\"Disclosures Credit broking firms must meet several disclosure requirements during the application process. These disclosures ensure the customer is fully informed of the agreement they are signing, who they are dealing with, what that firm will do with their information and who to contact if they are dissatisfied with the service they have received. Many […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.evolutionfunding.com\/public\/sales-procedure-guide\/disclosures\/\" \/>\n<meta property=\"og:site_name\" content=\"Evolution Funding\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-07T09:05:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2022\/07\/Meta-Generic-EVF.png\" \/>\n\t<meta property=\"og:image:width\" content=\"895\" \/>\n\t<meta property=\"og:image:height\" content=\"895\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/sales-procedure-guide\\\/disclosures\\\/\",\"url\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/sales-procedure-guide\\\/disclosures\\\/\",\"name\":\"3.1 Disclosures - Evolution Funding\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/sales-procedure-guide\\\/disclosures\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/sales-procedure-guide\\\/disclosures\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/Meta-Generic-EVF.png\",\"datePublished\":\"2024-02-09T14:41:59+00:00\",\"dateModified\":\"2026-05-07T09:05:22+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/sales-procedure-guide\\\/disclosures\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/sales-procedure-guide\\\/disclosures\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/sales-procedure-guide\\\/disclosures\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/Meta-Generic-EVF.png\",\"contentUrl\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/Meta-Generic-EVF.png\",\"width\":895,\"height\":895},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/sales-procedure-guide\\\/disclosures\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Sales Procedure Guide\",\"item\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/sales-procedure-guide\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"3.1 Disclosures\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/#website\",\"url\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/\",\"name\":\"Evolution Funding\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/#organization\",\"name\":\"Evolution Funding\",\"url\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Evolution-Funding-logo.svg\",\"contentUrl\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Evolution-Funding-logo.svg\",\"width\":157,\"height\":41,\"caption\":\"Evolution Funding\"},\"image\":{\"@id\":\"https:\\\/\\\/www.evolutionfunding.com\\\/public\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"3.1 Disclosures - Evolution Funding","robots":{"index":"noindex","follow":"nofollow"},"og_locale":"en_GB","og_type":"article","og_title":"3.1 Disclosures - Evolution Funding","og_description":"Disclosures Credit broking firms must meet several disclosure requirements during the application process. These disclosures ensure the customer is fully informed of the agreement they are signing, who they are dealing with, what that firm will do with their information and who to contact if they are dissatisfied with the service they have received. Many […]","og_url":"https:\/\/www.evolutionfunding.com\/public\/sales-procedure-guide\/disclosures\/","og_site_name":"Evolution Funding","article_modified_time":"2026-05-07T09:05:22+00:00","og_image":[{"width":895,"height":895,"url":"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2022\/07\/Meta-Generic-EVF.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Estimated reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.evolutionfunding.com\/public\/sales-procedure-guide\/disclosures\/","url":"https:\/\/www.evolutionfunding.com\/public\/sales-procedure-guide\/disclosures\/","name":"3.1 Disclosures - Evolution Funding","isPartOf":{"@id":"https:\/\/www.evolutionfunding.com\/public\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.evolutionfunding.com\/public\/sales-procedure-guide\/disclosures\/#primaryimage"},"image":{"@id":"https:\/\/www.evolutionfunding.com\/public\/sales-procedure-guide\/disclosures\/#primaryimage"},"thumbnailUrl":"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2022\/07\/Meta-Generic-EVF.png","datePublished":"2024-02-09T14:41:59+00:00","dateModified":"2026-05-07T09:05:22+00:00","breadcrumb":{"@id":"https:\/\/www.evolutionfunding.com\/public\/sales-procedure-guide\/disclosures\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.evolutionfunding.com\/public\/sales-procedure-guide\/disclosures\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.evolutionfunding.com\/public\/sales-procedure-guide\/disclosures\/#primaryimage","url":"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2022\/07\/Meta-Generic-EVF.png","contentUrl":"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2022\/07\/Meta-Generic-EVF.png","width":895,"height":895},{"@type":"BreadcrumbList","@id":"https:\/\/www.evolutionfunding.com\/public\/sales-procedure-guide\/disclosures\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.evolutionfunding.com\/public\/"},{"@type":"ListItem","position":2,"name":"Sales Procedure Guide","item":"https:\/\/www.evolutionfunding.com\/public\/sales-procedure-guide\/"},{"@type":"ListItem","position":3,"name":"3.1 Disclosures"}]},{"@type":"WebSite","@id":"https:\/\/www.evolutionfunding.com\/public\/#website","url":"https:\/\/www.evolutionfunding.com\/public\/","name":"Evolution Funding","description":"","publisher":{"@id":"https:\/\/www.evolutionfunding.com\/public\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.evolutionfunding.com\/public\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.evolutionfunding.com\/public\/#organization","name":"Evolution Funding","url":"https:\/\/www.evolutionfunding.com\/public\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.evolutionfunding.com\/public\/#\/schema\/logo\/image\/","url":"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2026\/01\/Evolution-Funding-logo.svg","contentUrl":"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2026\/01\/Evolution-Funding-logo.svg","width":157,"height":41,"caption":"Evolution Funding"},"image":{"@id":"https:\/\/www.evolutionfunding.com\/public\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.evolutionfunding.com\/public\/wp-json\/wp\/v2\/pages\/16964","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.evolutionfunding.com\/public\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.evolutionfunding.com\/public\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.evolutionfunding.com\/public\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.evolutionfunding.com\/public\/wp-json\/wp\/v2\/comments?post=16964"}],"version-history":[{"count":49,"href":"https:\/\/www.evolutionfunding.com\/public\/wp-json\/wp\/v2\/pages\/16964\/revisions"}],"predecessor-version":[{"id":30235,"href":"https:\/\/www.evolutionfunding.com\/public\/wp-json\/wp\/v2\/pages\/16964\/revisions\/30235"}],"up":[{"embeddable":true,"href":"https:\/\/www.evolutionfunding.com\/public\/wp-json\/wp\/v2\/pages\/25058"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.evolutionfunding.com\/public\/wp-json\/wp\/v2\/media\/9475"}],"wp:attachment":[{"href":"https:\/\/www.evolutionfunding.com\/public\/wp-json\/wp\/v2\/media?parent=16964"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}