{"id":14614,"date":"2023-06-19T12:28:53","date_gmt":"2023-06-19T12:28:53","guid":{"rendered":"https:\/\/stg-evopublic-testupdates.kinsta.cloud\/public\/?page_id=14614"},"modified":"2024-11-29T09:40:03","modified_gmt":"2024-11-29T09:40:03","slug":"consumer-duty-for-dealers-burden-or-blessing","status":"publish","type":"page","link":"https:\/\/www.evolutionfunding.com\/public\/consumer-duty-for-dealers-burden-or-blessing\/","title":{"rendered":"Consumer Duty for Dealers: Burden or Blessing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14614\" class=\"elementor elementor-14614\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-162ae65c elementor-section-height-min-height elementor-section-content-middle elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"162ae65c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;49a2fd5&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ba50cb0\" data-id=\"3ba50cb0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5f686f8e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f686f8e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;be27c89&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-144971df\" data-id=\"144971df\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-602b448 elementor-widget elementor-widget-heading\" data-id=\"602b448\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">WEBINAR Q&amp;A<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4406140 elementor-widget elementor-widget-spacer\" data-id=\"4406140\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-967b5f4 elementor-widget elementor-widget-heading\" data-id=\"967b5f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Consumer Duty for Dealers: Burden or Blessing<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-653e255b\" data-id=\"653e255b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb21f9b elementor-widget elementor-widget-menu-anchor\" data-id=\"fb21f9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"Webinar\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9d59d59 elementor-section-height-min-height elementor-reverse-mobile elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"9d59d59\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;ffc915a&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1dc5ff6a\" data-id=\"1dc5ff6a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7352ae6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7352ae6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ea16836\" data-id=\"ea16836\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3726ab2 elementor-widget elementor-widget-image\" data-id=\"3726ab2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"247\" height=\"248\" src=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Webinar-Icon-Square.png\" class=\"attachment-large size-large wp-image-14656\" alt=\"\" srcset=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Webinar-Icon-Square.png 247w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Webinar-Icon-Square-150x150.png 150w\" sizes=\"(max-width: 247px) 100vw, 247px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-077915d\" data-id=\"077915d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-97709fb elementor-widget elementor-widget-spacer\" data-id=\"97709fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-190e61c2 elementor-widget elementor-widget-heading\" data-id=\"190e61c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">On 18th May 2023, Evolution Funding hosted a webinar in which we were joined by an expert panel that focused on the practicalities of implementing Consumer Duty, along with a live Q&amp;A. <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ebbdd74\" data-id=\"ebbdd74\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7899c04 elementor-widget elementor-widget-video\" data-id=\"7899c04\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;vimeo&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<iframe class=\"elementor-video-iframe\" allowfullscreen allow=\"clipboard-write\" title=\"vimeo Video Player\" src=\"https:\/\/player.vimeo.com\/video\/828021196?color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=0&amp;portrait=0&amp;byline=0#t=\"><\/iframe>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8f9cbdb elementor-section-height-min-height elementor-reverse-mobile elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"8f9cbdb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;ffc915a&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-460cb3e\" data-id=\"460cb3e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-124e2da elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"124e2da\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-90fe8b9\" data-id=\"90fe8b9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a7bb9e4 elementor-widget elementor-widget-image\" data-id=\"a7bb9e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"247\" height=\"248\" src=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Webinar-Icon-Square.png\" class=\"attachment-large size-large wp-image-14656\" alt=\"\" srcset=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Webinar-Icon-Square.png 247w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Webinar-Icon-Square-150x150.png 150w\" sizes=\"(max-width: 247px) 100vw, 247px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-84a2596\" data-id=\"84a2596\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41003a6 elementor-widget elementor-widget-spacer\" data-id=\"41003a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58a8d66 elementor-widget elementor-widget-heading\" data-id=\"58a8d66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">On 18th May 2023, Evolution Funding hosted a webinar in which we were joined by an expert panel that focused on the practicalities of implementing Consumer Duty, along with a live Q&amp;A. <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11a37ca elementor-widget elementor-widget-spacer\" data-id=\"11a37ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-c820c9a elementor-widget elementor-widget-video\" data-id=\"c820c9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;vimeo&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<iframe class=\"elementor-video-iframe\" allowfullscreen allow=\"clipboard-write\" title=\"vimeo Video Player\" src=\"https:\/\/player.vimeo.com\/video\/828021196?color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=0&amp;portrait=0&amp;byline=0#t=\"><\/iframe>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9cbaa23 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"9cbaa23\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;0d16003&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4e42b9b\" data-id=\"4e42b9b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88364be elementor-widget elementor-widget-spacer\" data-id=\"88364be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd55545 elementor-widget elementor-widget-heading\" data-id=\"dd55545\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Hosts<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c273a4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1c273a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5a42b93 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a42b93\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-c9b8446\" data-id=\"c9b8446\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-588554c elementor-widget elementor-widget-image\" data-id=\"588554c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"600\" src=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2021\/03\/Keith-Bell-SMT.jpg\" class=\"attachment-large size-large wp-image-4264\" alt=\"keith bell sales director evolution funding\" srcset=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2021\/03\/Keith-Bell-SMT.jpg 600w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2021\/03\/Keith-Bell-SMT-300x300.jpg 300w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2021\/03\/Keith-Bell-SMT-150x150.jpg 150w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2021\/03\/Keith-Bell-SMT-500x500.jpg 500w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e1d4e3 elementor-widget elementor-widget-spacer\" data-id=\"3e1d4e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6a070d elementor-widget elementor-widget-heading\" data-id=\"c6a070d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Keith Bell<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bc9d0f elementor-widget elementor-widget-spacer\" data-id=\"7bc9d0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e4ad0a elementor-widget elementor-widget-text-editor\" data-id=\"9e4ad0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sales Director<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-d4fda25\" data-id=\"d4fda25\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c86e031 elementor-widget elementor-widget-image\" data-id=\"c86e031\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"600\" src=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2021\/03\/Sam-Osborn-SMT.jpg\" class=\"attachment-large size-large wp-image-4253\" alt=\"sam osborn head of compliance evolution funding\" srcset=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2021\/03\/Sam-Osborn-SMT.jpg 600w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2021\/03\/Sam-Osborn-SMT-300x300.jpg 300w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2021\/03\/Sam-Osborn-SMT-150x150.jpg 150w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2021\/03\/Sam-Osborn-SMT-500x500.jpg 500w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cde74a elementor-widget elementor-widget-spacer\" data-id=\"1cde74a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4be020 elementor-widget elementor-widget-heading\" data-id=\"a4be020\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Sam Osborn<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91f8c9f elementor-widget elementor-widget-spacer\" data-id=\"91f8c9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cafc415 elementor-widget elementor-widget-text-editor\" data-id=\"cafc415\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Head of Risk &amp; Compliance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-ca99c4b elementor-hidden-mobile\" data-id=\"ca99c4b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-64096b2 elementor-hidden-mobile\" data-id=\"64096b2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-7eae4a1 elementor-widget elementor-widget-spacer\" data-id=\"7eae4a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75698d2 elementor-widget elementor-widget-heading\" data-id=\"75698d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Panellists<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75b8c03 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"75b8c03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2ad1c11 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ad1c11\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-e90d1b3\" data-id=\"e90d1b3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c7f6b80 elementor-widget elementor-widget-image\" data-id=\"c7f6b80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"639\" height=\"639\" src=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Jo.jpg\" class=\"attachment-large size-large wp-image-14625\" alt=\"\" srcset=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Jo.jpg 639w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Jo-300x300.jpg 300w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Jo-150x150.jpg 150w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Jo-500x500.jpg 500w\" sizes=\"(max-width: 639px) 100vw, 639px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b57e20 elementor-widget elementor-widget-spacer\" data-id=\"2b57e20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09b353c elementor-widget elementor-widget-heading\" data-id=\"09b353c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Jo Davis<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a1d4f7 elementor-widget elementor-widget-spacer\" data-id=\"9a1d4f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a73abe6 elementor-widget elementor-widget-text-editor\" data-id=\"a73abe6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Partner<br \/>Auxillias Limited<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-6f15ae3\" data-id=\"6f15ae3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9e13399 elementor-widget elementor-widget-image\" data-id=\"9e13399\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"602\" height=\"600\" src=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/MicrosoftTeams-image-15.jpg\" class=\"attachment-large size-large wp-image-14627\" alt=\"\" srcset=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/MicrosoftTeams-image-15.jpg 602w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/MicrosoftTeams-image-15-300x300.jpg 300w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/MicrosoftTeams-image-15-150x150.jpg 150w\" sizes=\"(max-width: 602px) 100vw, 602px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f465dc0 elementor-widget elementor-widget-spacer\" data-id=\"f465dc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-925805f elementor-widget elementor-widget-heading\" data-id=\"925805f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Richard Hubbard<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73e9bc2 elementor-widget elementor-widget-spacer\" data-id=\"73e9bc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90f5bae elementor-widget elementor-widget-text-editor\" data-id=\"90f5bae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Group F&amp;I Director<br \/>Cambria Autos<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-275a143\" data-id=\"275a143\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2580a14 elementor-widget elementor-widget-image\" data-id=\"2580a14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"639\" height=\"639\" src=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Karen.jpg\" class=\"attachment-large size-large wp-image-14626\" alt=\"\" srcset=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Karen.jpg 639w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Karen-300x300.jpg 300w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Karen-150x150.jpg 150w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/Karen-500x500.jpg 500w\" sizes=\"(max-width: 639px) 100vw, 639px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-271a564 elementor-widget elementor-widget-spacer\" data-id=\"271a564\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6458c4c elementor-widget elementor-widget-heading\" data-id=\"6458c4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Karen Wagstaffe<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-350234e elementor-widget elementor-widget-spacer\" data-id=\"350234e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7eb0b0 elementor-widget elementor-widget-text-editor\" data-id=\"d7eb0b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Head of Group F&amp;I Compliance Sytner Group<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-93d02c2\" data-id=\"93d02c2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec8d6b3 elementor-widget elementor-widget-image\" data-id=\"ec8d6b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"602\" height=\"600\" src=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/MicrosoftTeams-image-14.jpg\" class=\"attachment-large size-large wp-image-14628\" alt=\"\" srcset=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/MicrosoftTeams-image-14.jpg 602w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/MicrosoftTeams-image-14-300x300.jpg 300w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/MicrosoftTeams-image-14-150x150.jpg 150w\" sizes=\"(max-width: 602px) 100vw, 602px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4242d87 elementor-widget elementor-widget-spacer\" data-id=\"4242d87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd03b4c elementor-widget elementor-widget-heading\" data-id=\"cd03b4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Tom Barcroft<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bf2662 elementor-widget elementor-widget-spacer\" data-id=\"9bf2662\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f1f04b elementor-widget elementor-widget-text-editor\" data-id=\"0f1f04b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sales Director<br \/>Auto100<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7a5d6e8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a5d6e8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;0d16003&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c279ce7\" data-id=\"c279ce7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4705e3f elementor-widget elementor-widget-spacer\" data-id=\"4705e3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-692892c elementor-widget elementor-widget-menu-anchor\" data-id=\"692892c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"lenderinformationfordistributers\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b88324 elementor-widget elementor-widget-menu-anchor\" data-id=\"6b88324\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"lenderinformationfordistributors\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46d8c78 elementor-widget elementor-widget-heading\" data-id=\"46d8c78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Q&amp;A<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c7aea7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3c7aea7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-80f1cae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"80f1cae\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8742456\" data-id=\"8742456\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b38c976 elementor-widget elementor-widget-jet-accordion\" data-id=\"b38c976\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"jet-accordion\" data-settings=\"{&quot;collapsible&quot;:false,&quot;ajaxTemplate&quot;:false,&quot;switchScrolling&quot;:false,&quot;switchScrollingOffset&quot;:0,&quot;switchScrollingDelay&quot;:500}\">\n\t\t\t<div class=\"jet-accordion__inner\">\n\t\t\t\t<div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1881\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"1\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1881\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">What sort of responses are coming back to lenders following receipt of their packs last month?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1881\" class=\"jet-toggle__content\" data-toggle=\"1\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Jo Davis\u00a0<br \/><\/strong>The feedback from clients is that it has been radio silence but I suppose there is a lot to digest!<\/p><p><strong>Richard Hubbard<br \/><\/strong>They have in some cases stated the packs are subject to change and revision subject to FCA guidance on co-manufacturer, etc.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1882\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"2\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1882\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Can dealers or brokers be considered as 'co-manufacturers of a product'?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1882\" class=\"jet-toggle__content\" data-toggle=\"2\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Jo Davis\u00a0<br \/><\/strong>Yes, absolutely. You would need to do a relationship assessment as where a party has a decision-making role or otherwise exercises a material influence over the main characteristics and features of a product, they may be co-manufacturing to include influence on pricing. You will need a co-manufacturing agreement. Whichever way you conclude though you must document it to include why you have concluded what you have.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1883\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"3\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1883\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">We don't have a direct relationship with the lenders - we go via Evolution Funding.  To my knowledge, I have not received any pack or information from Evolution Funding and every webinar I go to Jo Davis is saying that we should have the packs and be going through them. Will Evolution Funding be sending something out and will we have time to digest it and work out what we need to do here?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1883\" class=\"jet-toggle__content\" data-toggle=\"3\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Sam Osborn\u00a0<br \/><\/strong>All the lender product information and information on Evolution&#8217;s credit broking service can be found on the <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.evolutionfunding.com\/public\/consumer-duty-resource-hub\/\" target=\"_blank\" rel=\"noopener\">Consumer Duty Resource Hub<\/a><\/span> which can also be accessed from the login page of DealerZone.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1884\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"4\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1884\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Most independent car dealers we talk with don't know what consumer duty is, the ones who have heard about it think it's a tick-box exercise and that online training and an IDD will cover it.<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1884\" class=\"jet-toggle__content\" data-toggle=\"4\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Jo Davis<br \/><\/strong>That is a high-risk strategy &#8211; there is a significant amount for them to implement but of course, implementation is proportionate to the size of the business.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1885\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"5\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1885\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Where would you start in documenting a fair value assessment on the products you are going to be distributing?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1885\" class=\"jet-toggle__content\" data-toggle=\"5\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Sam Osborn<br \/><\/strong>You only have to do a fair value assessment for the products you manufacture, not those you just distribute. Evolution will be sending out some documents shortly to try and support retailers in this process.<\/p><p><strong>Jo Davis<br \/><\/strong>Don\u2019t forget you are the manufacturer of your broker services where you are distributing regulated products, so you do need to do a fair value assessment of your broker services and a product and services assessment of your broker services as well as implementing other areas of the duty. See PRIN 2A.4.8R-12G for more information when looking at your broker services.<\/p><p><strong>Q<br \/>Are there examples of fair value assessments?<br \/><\/strong><\/p><p><strong>Sam Osborn<br \/><\/strong>A number of firms have produced these at a cost. We are looking to give dealers at least a broad structure in the next few weeks.<\/p><p><strong>Jo Davis<br \/><\/strong>We can assist if needed but it&#8217;s great that Evolution is doing this.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1886\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"6\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1886\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Motor dealers already have such heavy compliance procedures in place in the form of IDD, PCCI, PCE, SODAN etc. Other than tweaking a couple of questions and providing more training, what more can we do?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1886\" class=\"jet-toggle__content\" data-toggle=\"6\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Sam Osborn<br \/><\/strong>Ensure that the customer is at the heart of your business. Sounds like you are already covering a lot of elements but making sure all that good work is documented, training in place and evidenced, remuneration is driving those good outcomes and you have assessed your credit broking service as offering fair value for the price paid.<\/p><p><strong>Jo Davis<br \/><\/strong>You do need to implement the full requirements of the duty. We are happy to provide training if needed and can do in association with Evolution.<\/p><p><strong>Richard Hubbard<br \/><\/strong>There are a lot of documents referred to in the question, I would encourage people to look at the actions, processes, and outcomes rather than just the paperwork.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1887\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"7\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1887\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">What data and information?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1887\" class=\"jet-toggle__content\" data-toggle=\"7\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Sam Osborn<br \/><\/strong>We are still waiting for lenders to provide data and make any requests of us on data. We will look at what information we can support dealers with once we have a clear idea. Consider what data you have to evidence the outcome of your consumers.<\/p><p><strong>Jo Davis<br \/><\/strong>The FCA provide guidance on the types of data that they are looking for and it will be important as part of your implementation plan to have a data strategy as data will need to be collected across the product lifestyle and customer journey.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1888\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"8\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1888\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">How do we handle the proportion of customers who try and shut down the introduction of all finance and General Insurance?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1888\" class=\"jet-toggle__content\" data-toggle=\"8\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Jo Davis<br \/><\/b>You have to still deliver all the information requirements and explain that it\u2019s a regulatory duty that you have to run through it.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1889\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"9\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1889\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">What's MI?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1889\" class=\"jet-toggle__content\" data-toggle=\"9\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Keith Bell<br \/><\/b>It\u2019s an abbreviation of \u2018Management Information\u2019.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18810\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"10\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18810\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">We are hearing \"informed decision\" a lot now. The start was \"good outcome\". I am still not sure whether the outcome is measured at the start i.e., handover or end of contract?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18810\" class=\"jet-toggle__content\" data-toggle=\"10\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Jo Davis<br \/><\/b>There are four outcomes and three cross-cutting rules all of which set out new requirements that all relate to reaching good outcomes.\u00a0 The informed decision test sits under the customer understanding outcome. You must implement all of these into your business, evidence implementation and have good governance and data to monitor compliance.<\/p><p><strong>Richard Hubbard<br \/><\/strong>They are two separate but key phrases, informed decision where the correct information has been provided at the right time will assist in producing good outcomes. The review and implementation of these factors are pivotal parts of the consumer duty requirements.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18811\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"11\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18811\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">In reality, I feel most small dealers like me are doing the job right, but we just need to make sure it's probably better documented, just in case!<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18811\" class=\"jet-toggle__content\" data-toggle=\"11\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Richard Hubbard<br \/><\/strong>I would agree having the evidence to show you are both doing and reviewing the right things is important.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18812\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"12\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18812\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">As a minimum, what would the FCA expect to see\/be evidenced from a small independent car dealer? (One man-band, 30 cars). No call recordings, no ITC for example, just an IDD.<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18812\" class=\"jet-toggle__content\" data-toggle=\"12\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Sam Osborn<br \/><\/strong>The FCA has said small dealers should be proportionate in their approach, but customer outcomes should be as good as bigger firms. There are no different requirements for limited permission firms, so you need to complete a value assessment and have enough evidence to prove everything you have covered with the customer.<\/p><p><strong>Jo Davies<br \/><\/strong>It would be really important for you to fully implement all the consumer duty requirements proportionate to the size of your business.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18813\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"13\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18813\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Admin fees by brokers - will they be seen to be fair value?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18813\" class=\"jet-toggle__content\" data-toggle=\"13\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Jo Davis<br \/><\/strong>Yes, if they are fair and they have been assessed as being fair.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18814\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"14\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18814\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">There is still a number of dealers who refuse to invoice third-party brokers. Hopefully, Consumer Duty will remove these issues.<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18814\" class=\"jet-toggle__content\" data-toggle=\"14\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Jo Davis<br \/><\/strong>I don\u2019t think it will as my understanding is this situation is a result of the new agency relationship between the captive finance house and the manufacturer.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18815\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"15\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18815\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Are you getting positive vibes that finance providers have an appetite or will legally be able to swap agreement types etc. midway through an agreement if the customer's circumstances change, i.e. mileage?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18815\" class=\"jet-toggle__content\" data-toggle=\"15\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Jo Davis<br \/><\/strong>They will need to ensure that if a product becomes unsuitable during the lifetime of the agreement, they can resolve, and a change of product is one way to address this. I have seen a few lenders in the throes of implementing this.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18816\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"16\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18816\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">How do we evidence our conversation as our demands and needs statement are usually a tick box option? If there are certain aspects of the conversation you want to record, how would you do this?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18816\" class=\"jet-toggle__content\" data-toggle=\"16\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Sam Osborn<br \/><\/b>Perhaps build some flexibility into your systems to capture customer-specific information elsewhere.<\/p><p><b>Jo Davis<br \/><\/b>There are many ways to do this and there is no prescriptive approach. Ensuring it is all recorded and evidenced is so important.<\/p><p><b>Richard Hubbard<br \/><\/b>Perhaps consider other mechanisms such as a direct survey to customers from you rather than from an OEM or lender or independent mystery shops commissioned by you.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18817\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"17\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18817\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">We don\u2019t \u2018sell\u2019 finance, if a customer asks for some, we facilitate it. Normally HP. Should we be getting quotes from more than one broker to give the customer choice as rates do differ?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18817\" class=\"jet-toggle__content\" data-toggle=\"17\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Sam Osborn<br \/><\/b>You need to be clear on your IDD (or other disclosures) the breadth of your lender panel and any order of placement you are restricted to.\u00a0 No rules have changed for this &#8211; you need to be clear to your customers you work with your panel of lenders and not all the market. You can find further information in our Dealer Health Check document in our Resource Hub, a document we published after PS20\/8.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18818\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"18\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18818\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Is customer pre-eligibility for finance a useful part of a dealer's process to be able to evidence suitability for products?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18818\" class=\"jet-toggle__content\" data-toggle=\"18\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Sam Osborn<br \/><\/strong>If you can use a tool like pre-eligibility to give the customer a tailored, accurate quote early in the journey, giving them the information they need to make an informed choice before they have even fully applied, then this is a process that I think perfectly fits with Consumer Duty.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18819\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"19\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18819\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Aren\u2019t these regulations suited more for the larger dealerships instead of the smaller family dealership like our own with less than 25 cars, only doing small amounts of finance deals?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18819\" class=\"jet-toggle__content\" data-toggle=\"19\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Sam Osborn<br \/><\/b>The FCA expect customer outcomes to be the same no matter how small the dealership is. They recognise you will be much more hands-on with individual customers, but you will still need to evidence what you have done to protect yourself if ever challenged.<\/p><p><b>Jo Davis<br \/><\/b>Consumer Duty still applies to you and must be implemented.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18820\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"20\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18820\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Thinking around the informed decision outcomes, what's your thoughts around 'Non-advised' or 'Advised' setup?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18820\" class=\"jet-toggle__content\" data-toggle=\"20\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Sam Osborn<br \/><\/b>We would describe our services as non-advised.<\/p><p><b>Jo Davis<br \/><\/b>It is advisable to stick to non-advised sales in motor finance for many reasons.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18821\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"21\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18821\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Do you have any comments on how the agency model may affect the ability to document Consumer Duty outcomes when data would be held on manufacturer systems as they become the seller rather than the dealer with our own systems which have been refined over several years of legislation and experience?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18821\" class=\"jet-toggle__content\" data-toggle=\"21\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Jo Davis<br \/><\/b>It should not have any impact provided disclosure to the customer is clear.<\/p><p><b>Richard Hubbard<br \/><\/b>Agree, it shouldn\u2019t make a difference if the correct processes are in place.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18822\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"22\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18822\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">What is the view for online sales channels where there is no human to introduce finance products?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18822\" class=\"jet-toggle__content\" data-toggle=\"22\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Sam Osborn<br \/><\/b>There is definitely a market and a need for this as many consumers prefer to transact online. You need to ensure your customer journeys support the four outcomes and monitor the experience and performance of the products sold.<\/p><p><strong>Jo Davis<br \/><\/strong>This is becoming more and more popular and certainly can be more effective for evidencing.<\/p><p><strong>Richard Hubbard<br \/><\/strong>It does feel like the direction of travel for the administrative side of the transaction to be completed away from the dealerships at a time and in a place to suit the buyer.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18823\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"23\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18823\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Will there be any changes to how brokers and lenders work a customer's application in line with this?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18823\" class=\"jet-toggle__content\" data-toggle=\"23\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Sam Osborn<br \/><\/b>None that I am aware of for Evolution. Our journeys are already automated and time-stamped, providing a clear audit trail. <\/p><p><strong>Jo Davis<br \/><\/strong>Consumer Duty will be implemented into online systems as well.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18824\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"24\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18824\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Do I need to use an online company to take information and automatically email them their disclosure documents or is it something we can draft up and manually sign in a dealership?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18824\" class=\"jet-toggle__content\" data-toggle=\"24\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Sam Osborn<br \/><\/b>It doesn&#8217;t have to be automatically sent; any process is fine as long as it can be evidenced.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18825\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"25\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18825\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">I haven't received anything from any lender. Am I meant to be seeking this information out from somewhere?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18825\" class=\"jet-toggle__content\" data-toggle=\"25\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Sam Osborn<br \/><\/b>You can access this information via our <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.evolutionfunding.com\/public\/consumer-duty-resource-hub\/\" target=\"_blank\" rel=\"noopener\">Consumer Duty Resource Hub<\/a><\/span>.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18826\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"26\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18826\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Will our Evolution Account Managers be able to offer support and guidance with this as well as sharing best practice from their region?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18826\" class=\"jet-toggle__content\" data-toggle=\"26\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Sam Osborn<br \/><\/b>Yes, we will continue to support and train our AMs on the subject, and we will be publishing more information and support on the Resource Hub over the coming months.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18827\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"27\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18827\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">How amenable have any of your lenders been in adjusting anomalies out of Fair Value templates?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18827\" class=\"jet-toggle__content\" data-toggle=\"27\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Richard Hubbard<br \/><\/b>So far, we have raised our concerns and the areas which we feel either fall short of the requirements for Consumer Duty info from lenders or are in conflict with the rules and direction on Consumer Duty. The lenders have acknowledged the points, but we have not had any specific responses to date.<\/p><p><b>Sam Osborn<br \/><\/b>The lenders all seem to have approached it differently and a lack of standardisation has made our job difficult, working with a large panel of lenders. Some of our lenders have been very engaged with us through the changes to date and consulted on aligning approaches. Having templates available and manufacturer information provided in the same way would definitely have been helpful for us to pass the information on more easily and clearly to our dealers.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-18828\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"28\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-18828\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-left\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 30.34 43.32\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m30.31,19.71c0,3.46-.55,6.46-1.64,8.99-1.09,2.53-2.63,4.54-4.6,6.03l6.27,4.89-4.11,3.71-7.77-6.14c-1.02.22-2.11.33-3.28.33-2.94,0-5.57-.72-7.88-2.17-2.32-1.45-4.1-3.51-5.37-6.18C.66,26.48.02,23.4,0,19.91v-2.06c0-3.56.63-6.7,1.89-9.43,1.26-2.72,3.04-4.81,5.34-6.26C9.53.72,12.16,0,15.12,0s5.66.71,7.96,2.14,4.07,3.48,5.33,6.17c1.25,2.68,1.89,5.8,1.91,9.36v2.03Zm-6.37-1.91c0-4.11-.77-7.23-2.31-9.35-1.54-2.12-3.71-3.18-6.52-3.18s-4.86,1.07-6.41,3.22c-1.55,2.15-2.34,5.18-2.37,9.09v2.13c0,3.94.77,7.03,2.32,9.25s3.71,3.33,6.51,3.33,4.99-1.07,6.51-3.21c1.51-2.14,2.27-5.26,2.27-9.38v-1.91Z\"><\/path><\/g><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_2\" data-name=\"Layer 2\" viewBox=\"0 0 33.29 36.5\"><defs><style>      .cls-1 {        fill: #fff;      }    <\/style><\/defs><g id=\"Layer_1-2\" data-name=\"Layer 1\"><path class=\"cls-1\" d=\"m23.69,28h-14.14l-2.96,8.5H0L13.79,0h5.69l13.81,36.5h-6.62l-2.98-8.5Zm-12.36-5.11h10.58l-5.29-15.14-5.29,15.14Z\"><\/path><\/g><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Should dealers create some form of suitability report to demonstrate the reasons for their recommendations to the consumer?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-18828\" class=\"jet-toggle__content\" data-toggle=\"28\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><b>Jo Davis<br \/><\/b>Yes, this is an option. Product suitability must be evidenced in some way.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-460d5c3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"460d5c3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;bb745f2&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-94d17ad\" data-id=\"94d17ad\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78109c6 elementor-widget elementor-widget-menu-anchor\" data-id=\"78109c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"supportingguides\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc464aa elementor-widget elementor-widget-menu-anchor\" data-id=\"dc464aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"supportingguides\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15380d8 elementor-widget elementor-widget-heading\" data-id=\"15380d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What did you like about the webinar?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-130b976 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"130b976\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-877c369 elementor-widget elementor-widget-spacer\" data-id=\"877c369\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1224424 elementor-widget elementor-widget-heading\" data-id=\"1224424\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u201cI went into it feeling daunted and burdened over Consumer Duty, but came out and looked at what we do, how we can improve and really got stuck into formulating plans and had ideas going forward, so I actually felt a lot better after watching the webinar and listening to everyone\u2019s ideas. It was great, from my point of view and almost calmed some worries I had.\u201d<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b733c5 elementor-widget elementor-widget-spacer\" data-id=\"0b733c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0c1b1a elementor-widget elementor-widget-jet-testimonials\" data-id=\"b0c1b1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;}\" data-widget_type=\"jet-testimonials.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-testimonials jet-elements\">\n<div class=\"jet-testimonials jet-equal-cols\">\n\t<div class=\"jet-testimonials__instance elementor-slick-slider\"data-settings='{&quot;autoplaySpeed&quot;:5000,&quot;autoplay&quot;:true,&quot;infinite&quot;:true,&quot;centerMode&quot;:false,&quot;centerPadding&quot;:&quot;50px&quot;,&quot;adaptiveHeight&quot;:true,&quot;pauseOnHover&quot;:false,&quot;speed&quot;:800,&quot;arrows&quot;:false,&quot;dots&quot;:true,&quot;slidesToScroll&quot;:1,&quot;prevArrow&quot;:&quot;.jet-testimonial__prev-arrow-b0c1b1a&quot;,&quot;nextArrow&quot;:&quot;.jet-testimonial__next-arrow-b0c1b1a&quot;,&quot;rtl&quot;:false,&quot;fade&quot;:true}' dir=\"ltr\"><div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\">\"Amount of expertise present and how clear they were at explaining things.\"<\/div><\/div>\n\t\t\t<\/div>\n<\/div>\n\n<div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\">\"Calibre of panel members and the host.\"<\/div><\/div>\n\t\t\t<\/div>\n<\/div>\n\n<div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\">\"Having different speakers sharing their approach and ideas to consumer duty.\"<\/div><\/div>\n\t\t\t<\/div>\n<\/div>\n\n<div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\">\"Relevant dealership level discussion on Consumer Duty.\"<\/div><\/div>\n\t\t\t<\/div>\n<\/div>\n\n<div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\">\"The openness of the panel and the comfort they have given ref Consumer Duty.\"<\/div><\/div>\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46c23d7 elementor-widget elementor-widget-spacer\" data-id=\"46c23d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7d50109 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7d50109\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;bb745f2&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55f10ea\" data-id=\"55f10ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a252391 elementor-widget elementor-widget-menu-anchor\" data-id=\"a252391\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"supportingguides\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aedef1 elementor-widget elementor-widget-menu-anchor\" data-id=\"7aedef1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"supportingguides\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f196afa elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"f196afa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xl\" href=\"#Webinar\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-up\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Watch again<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b899deb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b899deb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c850e19\" data-id=\"c850e19\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fe5ff45 elementor-section-content-middle elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fe5ff45\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f1e11f1\" data-id=\"f1e11f1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bfe7ca2 elementor-widget elementor-widget-image\" data-id=\"bfe7ca2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"367\" height=\"378\" src=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/CD-Icon.png\" class=\"attachment-large size-large wp-image-14682\" alt=\"\" srcset=\"https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/CD-Icon.png 367w, https:\/\/www.evolutionfunding.com\/public\/wp-content\/uploads\/2023\/06\/CD-Icon-291x300.png 291w\" sizes=\"(max-width: 367px) 100vw, 367px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3a6c7ed\" data-id=\"3a6c7ed\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-edd4329 elementor-widget elementor-widget-heading\" data-id=\"edd4329\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Turn Consumer Duty into an opportunity for your dealership<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12bf91f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"12bf91f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-04443c4 elementor-section-content-middle elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"04443c4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b5937b2\" data-id=\"b5937b2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04123b5 elementor-widget elementor-widget-spacer\" data-id=\"04123b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd72390 elementor-widget elementor-widget-text-editor\" data-id=\"dd72390\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The webinar showed that dealers are working hard to prepare for the new Consumer Duty. Dealers want to get it right but may be finding it all a little overwhelming. This is especially the case for smaller dealers with fewer resources and limited in-house technology.<\/p><p>Whilst the responsibility will lie with the dealer to prove they are meeting your obligations, Evolution can support this by removing the complexity of Consumer Duty compliance.<\/p><p>Our products, systems, and processes are geared towards fulfilling the four Consumer Duty outcomes whilst delivering a fully traceable and auditable consumer experience.<\/p><p><span style=\"color: #ffe500;\"><strong>Watch our short video to find out more:<\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9f11a71\" data-id=\"9f11a71\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70c128e elementor-widget elementor-widget-spacer\" data-id=\"70c128e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7dfd89d elementor-widget elementor-widget-video\" data-id=\"7dfd89d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;vimeo&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<iframe class=\"elementor-video-iframe\" allowfullscreen allow=\"clipboard-write\" title=\"vimeo Video Player\" src=\"https:\/\/player.vimeo.com\/video\/827936170?color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=0&amp;portrait=0&amp;byline=0#t=\"><\/iframe>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-04f9641 elementor-section-content-middle elementor-hidden-desktop elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"04f9641\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1493976\" data-id=\"1493976\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9525ef0 elementor-widget elementor-widget-spacer\" data-id=\"9525ef0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0ebaa8 elementor-widget elementor-widget-text-editor\" data-id=\"c0ebaa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The webinar showed that dealers are working hard to prepare for the new Consumer Duty. Dealers want to get it right but may be finding it all a little overwhelming. This is especially the case for smaller dealers with fewer resources and limited in-house technology.<\/p><p>Whilst the responsibility will lie with the dealer to prove they are meeting your obligations, Evolution can support this by removing the complexity of Consumer Duty compliance.<\/p><p>Our products, systems, and processes are geared towards fulfilling the four Consumer Duty outcomes whilst delivering a fully traceable and auditable consumer experience.<\/p><p><span style=\"color: #ffe500;\"><strong>Watch our short video to find out more:<\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9b260b9\" data-id=\"9b260b9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0aa04ca elementor-widget elementor-widget-spacer\" data-id=\"0aa04ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fcedd7 elementor-widget elementor-widget-video\" data-id=\"2fcedd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;vimeo&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<iframe class=\"elementor-video-iframe\" allowfullscreen allow=\"clipboard-write\" title=\"vimeo Video Player\" src=\"https:\/\/player.vimeo.com\/video\/827936170?color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=0&amp;portrait=0&amp;byline=0#t=\"><\/iframe>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>WEBINAR Q&amp;A Consumer Duty for Dealers: Burden or Blessing On 18th May 2023, Evolution Funding hosted a webinar in which we were joined by an expert panel that focused on the practicalities of implementing Consumer Duty, along with a live Q&amp;A. On 18th May 2023, Evolution Funding hosted a webinar in which we were joined [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9475,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-14614","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Consumer Duty for Dealers: Burden or Blessing - Evolution Funding<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Consumer Duty for Dealers: Burden or Blessing - Evolution Funding\" \/>\n<meta property=\"og:description\" content=\"WEBINAR Q&amp;A Consumer Duty for Dealers: Burden or Blessing On 18th May 2023, Evolution Funding hosted a webinar in which we were joined by an expert panel that focused on the practicalities of implementing Consumer Duty, along with a live Q&amp;A. 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